Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,391,349,000 | 1,407,018,000 | 1,466,004,000 | 1,481,889,000 |
| Total loans | 1,205,139,000 | 1,246,600,000 | 1,256,337,000 | 1,245,737,000 |
| Allowance for loan losses | 14,444,000 | 15,366,000 | 15,811,000 | 15,833,000 |
| Securities available for sale | 1,519,000 | 3,007,000 | 3,052,000 | 5,034,000 |
| Securities held to maturity | 3,457,000 | 3,128,000 | 3,128,000 | 3,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,246,250,000 | 1,258,892,000 | 1,313,712,000 | 1,326,101,000 |
| Interest-bearing deposits | 904,746,000 | 894,624,000 | 917,671,000 | 931,129,000 |
| Noninterest-bearing deposits | 341,504,000 | 364,268,000 | 396,041,000 | 394,972,000 |
| Equity capital | 142,924,000 | 145,909,000 | 149,652,000 | 153,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,837,000 | 28,354,000 | 43,307,000 | 58,229,000 |
| Interest expense | 740,000 | 1,544,000 | 2,390,000 | 3,244,000 |
| Net interest income | 13,097,000 | 26,810,000 | 40,917,000 | 54,985,000 |
| Noninterest income | 4,403,000 | 9,835,000 | 14,749,000 | 19,150,000 |
| Noninterest expense | 12,428,000 | 25,118,000 | 37,855,000 | 50,556,000 |
| Provision for loan losses | 600,000 | 1,500,000 | 1,935,000 | 2,035,000 |
| Pretax income | 4,472,000 | 10,027,000 | 15,876,000 | 21,544,000 |
| Income tax | 1,559,000 | 3,500,000 | 5,542,000 | 7,522,000 |
| Net income | 2,913,000 | 6,527,000 | 10,334,000 | 14,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,917,000 | 145,909,000 | 149,641,000 | 153,072,000 |
| Total capital | 157,366,000 | 161,275,000 | 165,460,000 | 168,905,000 |
| Risk-weighted assets | 1,276,858,000 | 1,322,844,000 | 1,319,837,000 | 1,281,503,000 |