Call reports 2023
BANGOR SAVINGS BANK — 2023
What BANGOR SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 7,408,655,000 | 7,459,345,000 | 7,253,561,000 | 7,260,613,000 |
| Total loans | 4,709,677,000 | 4,774,928,000 | 4,807,987,000 | 4,829,376,000 |
| Allowance for loan losses | 36,431,000 | 38,074,000 | 33,078,000 | 31,820,000 |
| Securities available for sale | 1,877,530,000 | 1,800,923,000 | 1,690,780,000 | 1,725,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,909,216,000 | 5,594,077,000 | 5,526,161,000 | 5,329,154,000 |
| Interest-bearing deposits | 4,394,696,000 | 4,084,370,000 | 3,997,578,000 | 3,869,458,000 |
| Noninterest-bearing deposits | 1,514,520,000 | 1,509,707,000 | 1,528,583,000 | 1,459,696,000 |
| Equity capital | 379,605,000 | 367,424,000 | 339,914,000 | 408,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 58,510,000 | 120,743,000 | 183,641,000 | 247,839,000 |
| Interest expense | 21,655,000 | 49,383,000 | 78,070,000 | 108,294,000 |
| Net interest income | 36,855,000 | 71,360,000 | 105,571,000 | 139,545,000 |
| Noninterest income | 17,482,000 | 34,697,000 | 53,240,000 | 70,827,000 |
| Noninterest expense | 49,460,000 | 97,389,000 | 145,842,000 | 194,688,000 |
| Provision for loan losses | 0 | 2,288,000 | -2,632,000 | -4,267,000 |
| Pretax income | 1,079,000 | 2,220,000 | 11,736,000 | 16,975,000 |
| Income tax | -266,000 | -547,000 | 1,074,000 | -1,094,000 |
| Net income | 1,345,000 | 2,767,000 | 10,662,000 | 18,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 531,751,000 | 531,896,000 | 538,291,000 | 545,729,000 |
| Total capital | 568,550,000 | 572,710,000 | 573,555,000 | 579,357,000 |
| Risk-weighted assets | 4,823,913,000 | 4,908,000,000 | 4,916,980,000 | 4,909,302,000 |