Call reports 2022
BANGOR SAVINGS BANK — 2022
What BANGOR SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 6,919,263,000 | 7,044,628,000 | 7,207,176,000 | 7,377,141,000 |
| Total loans | 3,977,154,000 | 4,218,418,000 | 4,500,881,000 | 4,697,324,000 |
| Allowance for loan losses | 49,461,000 | 44,312,000 | 39,374,000 | 37,897,000 |
| Securities available for sale | 2,370,474,000 | 2,209,161,000 | 2,037,267,000 | 1,997,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,755,000 | 0 | 0 | 0 |
| Total deposits | 5,759,296,000 | 5,698,679,000 | 5,866,760,000 | 5,909,658,000 |
| Interest-bearing deposits | 4,133,741,000 | 4,019,754,000 | 4,129,376,000 | 4,232,019,000 |
| Noninterest-bearing deposits | 1,625,555,000 | 1,678,925,000 | 1,737,384,000 | 1,677,639,000 |
| Equity capital | 446,779,000 | 400,181,000 | 323,363,000 | 349,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 45,600,000 | 91,929,000 | 142,709,000 | 198,756,000 |
| Interest expense | 2,143,000 | 5,597,000 | 13,349,000 | 28,285,000 |
| Net interest income | 43,457,000 | 86,332,000 | 129,360,000 | 170,471,000 |
| Noninterest income | 16,665,000 | 32,324,000 | 53,039,000 | 69,546,000 |
| Noninterest expense | 46,620,000 | 93,023,000 | 139,952,000 | 186,527,000 |
| Provision for loan losses | 0 | -5,000,000 | -10,000,000 | -11,500,000 |
| Pretax income | 12,933,000 | 29,611,000 | 50,904,000 | 63,522,000 |
| Income tax | 2,573,000 | 5,825,000 | 9,988,000 | 12,485,000 |
| Net income | 10,360,000 | 23,786,000 | 40,916,000 | 51,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 498,433,000 | 511,861,000 | 520,156,000 | 530,345,000 |
| Total capital | 548,262,000 | 556,541,000 | 559,898,000 | 568,610,000 |
| Risk-weighted assets | 4,177,773,000 | 4,404,524,000 | 4,673,394,000 | 4,832,472,000 |