Call reports 2021
BANGOR SAVINGS BANK — 2021
What BANGOR SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 6,200,615,000 | 6,415,547,000 | 6,722,374,000 | 6,909,051,000 |
| Total loans | 3,955,142,000 | 3,867,545,000 | 3,885,935,000 | 3,971,001,000 |
| Allowance for loan losses | 48,368,000 | 49,536,000 | 49,735,000 | 49,642,000 |
| Securities available for sale | 1,731,526,000 | 1,970,397,000 | 2,304,525,000 | 2,382,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 8,919,000 | 8,339,000 | 7,606,000 | 7,531,000 |
| Total deposits | 4,977,535,000 | 5,204,750,000 | 5,478,522,000 | 5,636,844,000 |
| Interest-bearing deposits | 3,516,637,000 | 3,670,054,000 | 3,846,097,000 | 3,988,337,000 |
| Noninterest-bearing deposits | 1,460,898,000 | 1,534,696,000 | 1,632,425,000 | 1,648,507,000 |
| Equity capital | 516,577,000 | 540,359,000 | 542,980,000 | 541,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 45,510,000 | 91,449,000 | 136,799,000 | 182,069,000 |
| Interest expense | 2,794,000 | 5,133,000 | 7,305,000 | 9,435,000 |
| Net interest income | 42,716,000 | 86,316,000 | 129,494,000 | 172,634,000 |
| Noninterest income | 20,632,000 | 40,395,000 | 60,891,000 | 79,357,000 |
| Noninterest expense | 49,762,000 | 96,924,000 | 143,260,000 | 188,937,000 |
| Provision for loan losses | 3,500,000 | 3,500,000 | 3,500,000 | 3,500,000 |
| Pretax income | 10,059,000 | 26,315,000 | 43,630,000 | 59,488,000 |
| Income tax | 1,609,000 | 5,047,000 | 8,473,000 | 11,678,000 |
| Net income | 8,450,000 | 21,268,000 | 35,157,000 | 47,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 448,545,000 | 461,412,000 | 475,227,000 | 487,975,000 |
| Total capital | 495,413,000 | 509,163,000 | 524,535,000 | 537,985,000 |
| Risk-weighted assets | 3,747,579,000 | 3,817,966,000 | 3,943,861,000 | 4,081,928,000 |