Call reports 2020
BANGOR SAVINGS BANK — 2020
What BANGOR SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 4,886,593,000 | 5,486,974,000 | 5,571,680,000 | 6,063,393,000 |
| Total loans | 3,299,196,000 | 3,864,502,000 | 3,900,759,000 | 3,841,965,000 |
| Allowance for loan losses | 33,810,000 | 39,778,000 | 46,590,000 | 44,884,000 |
| Securities available for sale | 1,102,893,000 | 1,137,076,000 | 1,140,208,000 | 1,609,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 14,174,000 | 16,010,000 | 14,762,000 | 12,069,000 |
| Total deposits | 3,699,345,000 | 4,211,658,000 | 4,277,943,000 | 4,776,212,000 |
| Interest-bearing deposits | 2,736,527,000 | 2,954,675,000 | 2,998,505,000 | 3,389,733,000 |
| Noninterest-bearing deposits | 962,818,000 | 1,256,983,000 | 1,279,438,000 | 1,386,479,000 |
| Equity capital | 504,915,000 | 521,230,000 | 534,712,000 | 541,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 40,298,000 | 87,602,000 | 128,992,000 | 169,445,000 |
| Interest expense | 7,397,000 | 11,558,000 | 14,941,000 | 18,082,000 |
| Net interest income | 32,901,000 | 76,044,000 | 114,051,000 | 151,363,000 |
| Noninterest income | 17,906,000 | 38,742,000 | 65,673,000 | 89,237,000 |
| Noninterest expense | 38,804,000 | 82,650,000 | 126,328,000 | 173,248,000 |
| Provision for loan losses | 450,000 | 6,450,000 | 13,450,000 | 15,950,000 |
| Pretax income | 11,482,000 | 25,744,000 | 40,024,000 | 51,502,000 |
| Income tax | 1,979,000 | 5,013,000 | 7,900,000 | 9,945,000 |
| Net income | 9,503,000 | 20,731,000 | 32,124,000 | 41,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 426,188,000 | 437,538,000 | 449,047,000 | 439,824,000 |
| Total capital | 460,366,000 | 477,684,000 | 492,717,000 | 485,076,000 |
| Risk-weighted assets | 3,346,585,000 | 3,462,122,000 | 3,490,338,000 | 3,661,626,000 |