Call reports 2019
BANGOR SAVINGS BANK — 2019
What BANGOR SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 4,447,239,000 | 4,548,365,000 | 4,597,222,000 | 4,733,474,000 |
| Total loans | 3,039,759,000 | 3,109,220,000 | 3,100,190,000 | 3,208,457,000 |
| Allowance for loan losses | 31,926,000 | 32,414,000 | 32,672,000 | 33,287,000 |
| Securities available for sale | 998,997,000 | 1,004,871,000 | 1,042,942,000 | 1,083,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,444,000 | 4,876,000 | 7,013,000 | 4,617,000 |
| Total deposits | 3,467,260,000 | 3,539,213,000 | 3,537,599,000 | 3,657,729,000 |
| Interest-bearing deposits | 2,573,537,000 | 2,593,460,000 | 2,551,911,000 | 2,715,063,000 |
| Noninterest-bearing deposits | 893,723,000 | 945,753,000 | 985,688,000 | 942,666,000 |
| Equity capital | 438,146,000 | 455,563,000 | 468,797,000 | 475,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 39,161,000 | 79,154,000 | 119,780,000 | 160,283,000 |
| Interest expense | 8,755,000 | 18,199,000 | 27,253,000 | 35,365,000 |
| Net interest income | 30,406,000 | 60,955,000 | 92,527,000 | 124,918,000 |
| Noninterest income | 13,078,000 | 27,995,000 | 46,793,000 | 62,606,000 |
| Noninterest expense | 35,363,000 | 71,841,000 | 109,517,000 | 146,074,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 7,678,000 | 16,333,000 | 28,639,000 | 39,831,000 |
| Income tax | 569,000 | 1,846,000 | 3,964,000 | 5,811,000 |
| Net income | 7,109,000 | 14,487,000 | 24,675,000 | 34,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 389,176,000 | 396,701,000 | 407,033,000 | 416,511,000 |
| Total capital | 421,469,000 | 429,483,000 | 440,073,000 | 450,166,000 |
| Risk-weighted assets | 3,133,008,000 | 3,182,778,000 | 3,207,818,000 | 3,279,914,000 |