Call reports 2018
BANGOR SAVINGS BANK — 2018
What BANGOR SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,804,020,000 | 4,268,390,000 | 4,341,767,000 | 4,410,311,000 |
| Total loans | 2,684,758,000 | 2,977,739,000 | 2,987,627,000 | 3,030,531,000 |
| Allowance for loan losses | 30,839,000 | 30,956,000 | 31,141,000 | 31,585,000 |
| Securities available for sale | 829,590,000 | 918,795,000 | 967,224,000 | 980,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,835,000 | 3,172,000 | 5,930,000 | 3,687,000 |
| Total deposits | 2,925,397,000 | 3,241,601,000 | 3,233,983,000 | 3,468,331,000 |
| Interest-bearing deposits | 2,811,492,000 | 3,090,314,000 | 3,079,348,000 | 3,323,600,000 |
| Noninterest-bearing deposits | 113,905,000 | 151,287,000 | 154,635,000 | 144,731,000 |
| Equity capital | 398,662,000 | 399,287,000 | 405,416,000 | 422,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 31,514,000 | 66,643,000 | 104,403,000 | 143,114,000 |
| Interest expense | 4,526,000 | 9,772,000 | 15,984,000 | 23,427,000 |
| Net interest income | 26,988,000 | 56,871,000 | 88,419,000 | 119,687,000 |
| Noninterest income | 12,432,000 | 26,547,000 | 40,641,000 | 55,286,000 |
| Noninterest expense | 30,620,000 | 65,217,000 | 98,876,000 | 132,624,000 |
| Provision for loan losses | 150,000 | 600,000 | 1,050,000 | 1,500,000 |
| Pretax income | 8,650,000 | 17,615,000 | 29,154,000 | 40,867,000 |
| Income tax | 2,568,000 | 4,069,000 | 6,278,000 | 8,320,000 |
| Net income | 6,082,000 | 13,546,000 | 22,876,000 | 32,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 384,061,000 | 363,778,000 | 372,713,000 | 382,658,000 |
| Total capital | 415,200,000 | 395,102,000 | 404,222,000 | 414,611,000 |
| Risk-weighted assets | 2,691,883,000 | 2,993,493,000 | 3,034,554,000 | 3,094,036,000 |