Call reports 2017
BANGOR SAVINGS BANK — 2017
What BANGOR SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,670,733,000 | 3,777,726,000 | 3,762,277,000 | 3,767,616,000 |
| Total loans | 2,474,996,000 | 2,569,297,000 | 2,582,618,000 | 2,630,213,000 |
| Allowance for loan losses | 31,052,000 | 30,905,000 | 30,651,000 | 30,729,000 |
| Securities available for sale | 937,269,000 | 908,966,000 | 872,762,000 | 843,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,812,000 | 2,757,000 | 3,133,000 | 3,102,000 |
| Total deposits | 2,646,647,000 | 2,792,415,000 | 2,752,510,000 | 2,768,314,000 |
| Interest-bearing deposits | 2,458,207,000 | 2,584,745,000 | 2,532,777,000 | 2,556,214,000 |
| Noninterest-bearing deposits | 188,440,000 | 207,670,000 | 219,733,000 | 212,100,000 |
| Equity capital | 381,005,000 | 388,139,000 | 396,809,000 | 399,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 28,302,000 | 57,632,000 | 87,770,000 | 118,356,000 |
| Interest expense | 3,454,000 | 7,662,000 | 11,883,000 | 16,076,000 |
| Net interest income | 24,848,000 | 49,970,000 | 75,887,000 | 102,280,000 |
| Noninterest income | 11,722,000 | 23,498,000 | 36,871,000 | 49,664,000 |
| Noninterest expense | 28,695,000 | 57,267,000 | 85,832,000 | 114,366,000 |
| Provision for loan losses | 0 | 150,000 | 300,000 | 450,000 |
| Pretax income | 7,879,000 | 15,978,000 | 26,421,000 | 36,929,000 |
| Income tax | 2,241,000 | 4,479,000 | 7,531,000 | 12,648,000 |
| Net income | 5,638,000 | 11,499,000 | 18,890,000 | 24,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 361,009,000 | 366,916,000 | 374,339,000 | 378,089,000 |
| Total capital | 392,073,000 | 398,121,000 | 405,290,000 | 409,118,000 |
| Risk-weighted assets | 2,484,827,000 | 2,582,827,000 | 2,584,755,000 | 2,627,422,000 |