Call reports 2016
BANGOR SAVINGS BANK — 2016
What BANGOR SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,326,178,000 | 3,457,398,000 | 3,585,411,000 | 3,630,633,000 |
| Total loans | 2,314,056,000 | 2,408,213,000 | 2,409,849,000 | 2,462,159,000 |
| Allowance for loan losses | 31,422,000 | 31,083,000 | 31,221,000 | 31,520,000 |
| Securities available for sale | 793,200,000 | 819,238,000 | 922,291,000 | 910,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,488,000 | 4,368,000 | 4,285,000 | 1,707,000 |
| Total deposits | 2,357,064,000 | 2,457,658,000 | 2,532,764,000 | 2,581,157,000 |
| Interest-bearing deposits | 2,176,614,000 | 2,270,022,000 | 2,326,575,000 | 2,388,024,000 |
| Noninterest-bearing deposits | 180,450,000 | 187,636,000 | 206,189,000 | 193,133,000 |
| Equity capital | 363,763,000 | 370,282,000 | 375,518,000 | 374,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 27,234,000 | 54,250,000 | 81,780,000 | 109,913,000 |
| Interest expense | 3,044,000 | 6,161,000 | 9,326,000 | 12,549,000 |
| Net interest income | 24,190,000 | 48,089,000 | 72,454,000 | 97,364,000 |
| Noninterest income | 10,019,000 | 21,041,000 | 33,090,000 | 45,502,000 |
| Noninterest expense | 25,401,000 | 52,208,000 | 79,430,000 | 106,396,000 |
| Provision for loan losses | 300,000 | 850,000 | 1,150,000 | 1,300,000 |
| Pretax income | 8,657,000 | 16,232,000 | 25,653,000 | 35,861,000 |
| Income tax | 3,144,000 | 5,250,000 | 8,006,000 | 11,028,000 |
| Net income | 5,513,000 | 10,982,000 | 17,647,000 | 24,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 336,231,000 | 341,759,000 | 348,415,000 | 355,423,000 |
| Total capital | 366,375,000 | 372,735,000 | 379,936,000 | 387,243,000 |
| Risk-weighted assets | 2,409,908,000 | 2,477,756,000 | 2,541,518,000 | 2,568,159,000 |