Call reports 2015
BANGOR SAVINGS BANK — 2015
What BANGOR SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,159,599,000 | 3,216,706,000 | 3,211,167,000 | 3,304,123,000 |
| Total loans | 2,145,107,000 | 2,217,956,000 | 2,250,886,000 | 2,293,666,000 |
| Allowance for loan losses | 30,223,000 | 30,787,000 | 31,257,000 | 31,371,000 |
| Securities available for sale | 800,225,000 | 780,402,000 | 749,612,000 | 784,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,981,000 | 1,277,000 | 2,466,000 | 2,194,000 |
| Total deposits | 2,245,729,000 | 2,265,091,000 | 2,291,678,000 | 2,337,102,000 |
| Interest-bearing deposits | 2,092,984,000 | 2,098,273,000 | 2,109,800,000 | 2,147,835,000 |
| Noninterest-bearing deposits | 152,745,000 | 166,818,000 | 181,878,000 | 189,267,000 |
| Equity capital | 344,906,000 | 343,857,000 | 351,550,000 | 354,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 25,798,000 | 51,675,000 | 78,099,000 | 104,699,000 |
| Interest expense | 2,719,000 | 5,377,000 | 8,080,000 | 10,900,000 |
| Net interest income | 23,079,000 | 46,298,000 | 70,019,000 | 93,799,000 |
| Noninterest income | 9,431,000 | 19,624,000 | 30,322,000 | 40,448,000 |
| Noninterest expense | 25,094,000 | 52,047,000 | 77,221,000 | 102,572,000 |
| Provision for loan losses | 875,000 | 1,625,000 | 2,377,000 | 2,825,000 |
| Pretax income | 6,572,000 | 13,684,000 | 22,291,000 | 30,343,000 |
| Income tax | 1,543,000 | 3,353,000 | 5,663,000 | 7,801,000 |
| Net income | 5,029,000 | 10,331,000 | 16,628,000 | 22,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 314,811,000 | 318,384,000 | 324,747,000 | 330,615,000 |
| Total capital | 342,367,000 | 346,552,000 | 353,601,000 | 360,157,000 |
| Risk-weighted assets | 2,196,181,000 | 2,250,535,000 | 2,305,628,000 | 2,361,255,000 |