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Call reports 2008

BANGOR SAVINGS BANK — 2008

What BANGOR SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/2daa77ea-4310-46dc-8115-92111a819569/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets2,269,614,0002,284,134,0002,318,810,0002,302,065,000
Total loans1,688,276,0001,699,471,0001,708,708,0001,699,792,000
Allowance for loan losses20,191,00020,538,00018,601,00020,069,000
Securities available for sale393,446,000390,786,000422,814,000423,296,000
Securities held to maturity0000
Trading assets2,175,000972,0001,499,0004,637,000
Total deposits1,597,254,0001,594,949,0001,585,532,0001,520,711,000
Interest-bearing deposits1,376,150,0001,355,761,0001,477,938,0001,433,559,000
Noninterest-bearing deposits221,104,000239,188,000107,594,00087,152,000
Equity capital215,254,000212,656,000216,723,000229,030,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income33,278,00065,795,00098,641,000131,035,000
Interest expense15,360,00028,967,00042,086,00053,649,000
Net interest income17,918,00036,828,00056,555,00077,386,000
Noninterest income8,837,00014,467,00020,653,00026,877,000
Noninterest expense18,095,00035,556,00053,533,00070,894,000
Provision for loan losses2,198,0003,549,0005,854,0009,279,000
Pretax income6,932,00012,665,00018,269,00024,541,000
Income tax2,160,0003,892,0005,599,0007,486,000
Net income4,772,0008,773,00012,670,00017,055,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital174,063,000178,109,000182,190,000189,652,000
Total capital194,319,000198,712,000200,856,000209,786,000
Risk-weighted assets1,711,668,0001,737,439,0001,727,720,0001,700,755,000

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