Call reports 2015
STATE BANK OF KANSAS — 2015
What STATE BANK OF KANSAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 63,699,000 | 64,138,000 | 64,901,000 | 64,573,000 |
| Total loans | 37,047,000 | 36,232,000 | 36,790,000 | 37,499,000 |
| Allowance for loan losses | 692,000 | 692,000 | 692,000 | 701,000 |
| Securities available for sale | 6,525,000 | 6,978,000 | 6,592,000 | 6,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,712,000 | 52,677,000 | 54,195,000 | 54,333,000 |
| Interest-bearing deposits | 44,529,000 | 43,026,000 | 44,845,000 | 44,720,000 |
| Noninterest-bearing deposits | 9,183,000 | 9,651,000 | 9,350,000 | 9,613,000 |
| Equity capital | 9,168,000 | 9,140,000 | 9,186,000 | 9,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 521,000 | 1,048,000 | 1,570,000 | 2,090,000 |
| Interest expense | 43,000 | 86,000 | 130,000 | 173,000 |
| Net interest income | 478,000 | 962,000 | 1,440,000 | 1,917,000 |
| Noninterest income | 44,000 | 97,000 | 137,000 | 180,000 |
| Noninterest expense | 313,000 | 603,000 | 898,000 | 1,178,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 456,000 | 679,000 | 919,000 |
| Income tax | 25,000 | 35,000 | 44,000 | 54,000 |
| Net income | 184,000 | 421,000 | 635,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,331,000 | 8,334,000 | 8,360,000 | 8,476,000 |
| Total capital | 8,803,000 | 8,795,000 | 8,840,000 | 8,959,000 |
| Risk-weighted assets | 37,773,000 | 36,682,000 | 38,177,000 | 38,495,000 |