Call reports 2024
LONE OAK BANK, NATIONAL ASSOCIATION — 2024
What LONE OAK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 96,924,000 | 94,629,000 | 96,023,000 | 96,630,000 |
| Total loans | 67,505,000 | 68,150,000 | 67,367,000 | 68,373,000 |
| Allowance for loan losses | 1,088,000 | 1,127,000 | 1,179,000 | 1,178,000 |
| Securities available for sale | 11,854,000 | 9,865,000 | 11,157,000 | 7,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,833,000 | 78,906,000 | 79,384,000 | 80,849,000 |
| Interest-bearing deposits | 57,055,000 | 53,143,000 | 54,533,000 | 55,004,000 |
| Noninterest-bearing deposits | 24,778,000 | 25,763,000 | 24,851,000 | 25,845,000 |
| Equity capital | 14,510,000 | 15,269,000 | 16,094,000 | 15,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,772,000 | 3,628,000 | 5,530,000 | 7,401,000 |
| Interest expense | 416,000 | 861,000 | 1,305,000 | 1,764,000 |
| Net interest income | 1,356,000 | 2,767,000 | 4,225,000 | 5,637,000 |
| Noninterest income | 60,000 | 198,000 | 294,000 | 385,000 |
| Noninterest expense | 692,000 | 1,414,000 | 2,120,000 | 2,891,000 |
| Provision for loan losses | 32,000 | 72,000 | 122,000 | 122,000 |
| Pretax income | 692,000 | 1,479,000 | 2,277,000 | 3,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 692,000 | 1,479,000 | 2,277,000 | 3,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,546,000 | 15,307,000 | 16,092,000 | 15,394,000 |