Call reports 2023
LONE OAK BANK, NATIONAL ASSOCIATION — 2023
What LONE OAK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 79,426,000 | 91,202,000 | 93,965,000 | 89,567,000 |
| Total loans | 62,812,000 | 66,787,000 | 66,903,000 | 65,232,000 |
| Allowance for loan losses | 1,051,000 | 1,002,000 | 1,060,000 | 1,057,000 |
| Securities available for sale | 11,217,000 | 10,303,000 | 8,222,000 | 8,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,080,000 | 72,157,000 | 74,067,000 | 75,269,000 |
| Interest-bearing deposits | 42,850,000 | 48,643,000 | 50,592,000 | 51,150,000 |
| Noninterest-bearing deposits | 23,230,000 | 23,514,000 | 23,475,000 | 24,119,000 |
| Equity capital | 13,042,000 | 13,683,000 | 14,331,000 | 13,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,317,000 | 2,788,000 | 4,432,000 | 6,153,000 |
| Interest expense | 105,000 | 291,000 | 681,000 | 1,132,000 |
| Net interest income | 1,212,000 | 2,497,000 | 3,751,000 | 5,021,000 |
| Noninterest income | 84,000 | 173,000 | 271,000 | 381,000 |
| Noninterest expense | 660,000 | 1,330,000 | 1,983,000 | 2,717,000 |
| Provision for loan losses | 53,000 | 54,000 | 112,000 | 111,000 |
| Pretax income | 583,000 | 1,286,000 | 1,927,000 | 2,574,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 583,000 | 1,286,000 | 1,927,000 | 2,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,140,000 | 13,815,000 | 14,443,000 | 13,854,000 |