Call reports 2020
LONE OAK BANK, NATIONAL ASSOCIATION — 2020
What LONE OAK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 61,607,000 | 63,589,000 | 65,048,000 | 67,261,000 |
| Total loans | 34,540,000 | 41,735,000 | 40,171,000 | 34,459,000 |
| Allowance for loan losses | 812,000 | 1,051,000 | 1,043,000 | 911,000 |
| Securities available for sale | 15,628,000 | 16,864,000 | 13,051,000 | 13,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,825,000 | 51,862,000 | 52,982,000 | 55,743,000 |
| Interest-bearing deposits | 30,658,000 | 29,265,000 | 31,674,000 | 33,818,000 |
| Noninterest-bearing deposits | 20,167,000 | 22,597,000 | 21,308,000 | 21,925,000 |
| Equity capital | 10,458,000 | 11,385,000 | 11,709,000 | 11,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 856,000 | 1,933,000 | 2,681,000 | 3,259,000 |
| Interest expense | 33,000 | 54,000 | 73,000 | 92,000 |
| Net interest income | 823,000 | 1,879,000 | 2,608,000 | 3,167,000 |
| Noninterest income | 70,000 | 135,000 | 202,000 | 278,000 |
| Noninterest expense | 491,000 | 972,000 | 1,455,000 | 2,004,000 |
| Provision for loan losses | 30,000 | 270,000 | 270,000 | 131,000 |
| Pretax income | 372,000 | 772,000 | 1,085,000 | 1,310,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 372,000 | 772,000 | 1,085,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,618,000 | 10,992,000 | 11,292,000 | 10,791,000 |
| Total capital | 11,117,000 | 11,556,000 | — | — |
| Risk-weighted assets | 39,668,000 | 44,660,000 | — | — |
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