Call reports 2018
LONE OAK BANK, NATIONAL ASSOCIATION — 2018
What LONE OAK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 61,042,000 | 60,861,000 | 58,750,000 | 60,537,000 |
| Total loans | 28,162,000 | 28,913,000 | 28,378,000 | 29,639,000 |
| Allowance for loan losses | 751,000 | 752,000 | 742,000 | 743,000 |
| Securities available for sale | 21,729,000 | 21,677,000 | 20,243,000 | 19,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,993,000 | 51,431,000 | 48,973,000 | 50,905,000 |
| Interest-bearing deposits | 35,610,000 | 34,131,000 | 32,348,000 | 32,621,000 |
| Noninterest-bearing deposits | 16,383,000 | 17,300,000 | 16,625,000 | 18,284,000 |
| Equity capital | 8,744,000 | 9,140,000 | 9,463,000 | 9,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,646,000 | 2,418,000 | 3,248,000 |
| Interest expense | 15,000 | 31,000 | 46,000 | 67,000 |
| Net interest income | 805,000 | 1,615,000 | 2,372,000 | 3,181,000 |
| Noninterest income | 70,000 | 145,000 | 223,000 | 305,000 |
| Noninterest expense | 470,000 | 942,000 | 1,397,000 | 1,857,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 345,000 | 758,000 | 1,138,000 | 1,532,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 345,000 | 758,000 | 1,138,000 | 1,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,846,000 | 9,233,000 | 9,600,000 | 9,394,000 |
| Total capital | 9,286,000 | 9,681,000 | 10,111,000 | 9,837,000 |
| Risk-weighted assets | 34,881,000 | 35,558,000 | 40,671,000 | 35,163,000 |