Call reports 2017
LONE OAK BANK, NATIONAL ASSOCIATION — 2017
What LONE OAK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 62,711,000 | 59,856,000 | 57,182,000 | 59,251,000 |
| Total loans | 23,769,000 | 25,379,000 | 28,993,000 | 28,929,000 |
| Allowance for loan losses | 639,000 | 638,000 | 634,000 | 694,000 |
| Securities available for sale | 26,625,000 | 27,089,000 | 23,647,000 | 21,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,454,000 | 51,195,000 | 48,167,000 | 50,524,000 |
| Interest-bearing deposits | 37,575,000 | 34,566,000 | 31,756,000 | 32,665,000 |
| Noninterest-bearing deposits | 16,879,000 | 16,629,000 | 16,411,000 | 17,859,000 |
| Equity capital | 7,955,000 | 8,349,000 | 8,675,000 | 8,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,363,000 | 2,086,000 | 2,852,000 |
| Interest expense | 15,000 | 30,000 | 45,000 | 58,000 |
| Net interest income | 668,000 | 1,333,000 | 2,041,000 | 2,794,000 |
| Noninterest income | 82,000 | 164,000 | 249,000 | 334,000 |
| Noninterest expense | 464,000 | 921,000 | 1,396,000 | 1,854,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 286,000 | 576,000 | 896,000 | 1,223,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 286,000 | 576,000 | 896,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,936,000 | 8,238,000 | 8,544,000 | 8,501,000 |
| Total capital | 8,338,000 | 8,643,000 | 8,978,000 | 8,939,000 |
| Risk-weighted assets | 31,945,000 | 32,168,000 | 34,556,000 | 34,804,000 |