Call reports 2016
LONE OAK BANK, NATIONAL ASSOCIATION — 2016
What LONE OAK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 64,080,000 | 61,325,000 | 59,659,000 | 63,653,000 |
| Total loans | 21,567,000 | 21,276,000 | 22,708,000 | 23,852,000 |
| Allowance for loan losses | 635,000 | 640,000 | 641,000 | 639,000 |
| Securities available for sale | 28,352,000 | 28,689,000 | 26,582,000 | 26,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,039,000 | 53,139,000 | 51,397,000 | 55,828,000 |
| Interest-bearing deposits | 39,579,000 | 37,029,000 | 34,685,000 | 38,530,000 |
| Noninterest-bearing deposits | 16,460,000 | 16,110,000 | 16,712,000 | 17,298,000 |
| Equity capital | 7,746,000 | 7,870,000 | 7,928,000 | 7,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,099,000 | 1,674,000 | 2,288,000 |
| Interest expense | 15,000 | 31,000 | 45,000 | 61,000 |
| Net interest income | 550,000 | 1,068,000 | 1,629,000 | 2,227,000 |
| Noninterest income | 74,000 | 152,000 | 228,000 | 322,000 |
| Noninterest expense | 490,000 | 969,000 | 1,447,000 | 1,937,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 269,000 | 439,000 | 641,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 269,000 | 439,000 | 641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,420,000 | 7,514,000 | 7,670,000 | 7,688,000 |
| Total capital | 7,814,000 | 7,903,000 | 8,055,000 | 8,088,000 |
| Risk-weighted assets | 31,286,000 | 30,898,000 | 30,580,000 | 31,771,000 |