Call reports 2015
LONE OAK BANK, NATIONAL ASSOCIATION — 2015
What LONE OAK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,497,000 | 68,180,000 | 64,815,000 | 67,264,000 |
| Total loans | 21,635,000 | 21,502,000 | 21,630,000 | 21,360,000 |
| Allowance for loan losses | 626,000 | 626,000 | 626,000 | 636,000 |
| Securities available for sale | 23,265,000 | 25,514,000 | 24,005,000 | 26,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,564,000 | 59,394,000 | 55,871,000 | 59,482,000 |
| Interest-bearing deposits | 44,491,000 | 39,601,000 | 37,540,000 | 40,817,000 |
| Noninterest-bearing deposits | 21,073,000 | 19,793,000 | 18,331,000 | 18,665,000 |
| Equity capital | 8,660,000 | 8,513,000 | 8,656,000 | 7,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,123,000 | 1,658,000 | 2,186,000 |
| Interest expense | 22,000 | 43,000 | 61,000 | 77,000 |
| Net interest income | 585,000 | 1,080,000 | 1,597,000 | 2,109,000 |
| Noninterest income | 66,000 | 146,000 | 221,000 | 306,000 |
| Noninterest expense | 488,000 | 987,000 | 1,482,000 | 2,009,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 247,000 | 376,000 | 470,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 247,000 | 376,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,262,000 | 8,308,000 | 8,421,000 | 7,270,000 |
| Total capital | 8,675,000 | 8,704,000 | 8,816,000 | 7,670,000 |
| Risk-weighted assets | 32,861,000 | 31,434,000 | 31,342,000 | 31,732,000 |