Call reports 2022
MERCANTILE BANK OF LOUISIANA, MISSOURI, THE — 2022
What MERCANTILE BANK OF LOUISIANA, MISSOURI, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 128,037,000 | 126,753,000 | 137,179,000 | 133,958,000 |
| Total loans | 76,779,000 | 84,640,000 | 97,866,000 | 101,060,000 |
| Allowance for loan losses | 3,029,000 | 3,063,000 | 3,088,000 | 3,090,000 |
| Securities available for sale | 21,019,000 | 24,136,000 | 23,230,000 | 23,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,279,000 | 105,843,000 | 117,138,000 | 113,756,000 |
| Interest-bearing deposits | 81,311,000 | 80,367,000 | 92,313,000 | 91,968,000 |
| Noninterest-bearing deposits | 24,968,000 | 25,476,000 | 24,825,000 | 21,788,000 |
| Equity capital | 21,641,000 | 20,729,000 | 19,743,000 | 20,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 971,000 | 2,042,000 | 3,289,000 | 4,633,000 |
| Interest expense | 63,000 | 125,000 | 228,000 | 385,000 |
| Net interest income | 908,000 | 1,917,000 | 3,061,000 | 4,248,000 |
| Noninterest income | 92,000 | 224,000 | 310,000 | 392,000 |
| Noninterest expense | 705,000 | 1,426,000 | 2,228,000 | 3,168,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | 265,000 | 655,000 | 1,063,000 | 1,392,000 |
| Income tax | 0 | 0 | 0 | 40,000 |
| Net income | 265,000 | 655,000 | 1,063,000 | 1,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,252,000 | 23,043,000 | 22,941,000 | 23,031,000 |