Call reports 2021
MERCANTILE BANK OF LOUISIANA, MISSOURI, THE — 2021
What MERCANTILE BANK OF LOUISIANA, MISSOURI, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 123,444,000 | 123,174,000 | 121,517,000 | 122,228,000 |
| Total loans | 80,597,000 | 75,294,000 | 73,078,000 | 72,978,000 |
| Allowance for loan losses | 2,885,000 | 2,924,000 | 2,962,000 | 2,996,000 |
| Securities available for sale | 15,175,000 | 15,098,000 | 16,927,000 | 17,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,098,000 | 98,189,000 | 96,649,000 | 99,244,000 |
| Interest-bearing deposits | 76,745,000 | 74,772,000 | 74,336,000 | 77,108,000 |
| Noninterest-bearing deposits | 22,353,000 | 23,417,000 | 22,313,000 | 22,136,000 |
| Equity capital | 23,498,000 | 23,792,000 | 23,824,000 | 22,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,058,000 | 2,305,000 | 3,482,000 | 4,486,000 |
| Interest expense | 109,000 | 214,000 | 310,000 | 423,000 |
| Net interest income | 949,000 | 2,091,000 | 3,172,000 | 4,063,000 |
| Noninterest income | 89,000 | 184,000 | 273,000 | 358,000 |
| Noninterest expense | 713,000 | 1,353,000 | 2,056,000 | 2,851,000 |
| Provision for loan losses | 36,000 | 72,000 | 106,000 | 136,000 |
| Pretax income | 289,000 | 850,000 | 1,283,000 | 1,434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 289,000 | 850,000 | 1,283,000 | 1,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,444,000 | 23,754,000 | 23,837,000 | 23,188,000 |