Call reports 2019
MERCANTILE BANK OF LOUISIANA, MISSOURI, THE — 2019
What MERCANTILE BANK OF LOUISIANA, MISSOURI, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 110,968,000 | 114,232,000 | 110,074,000 | 108,327,000 |
| Total loans | 73,764,000 | 73,091,000 | 73,449,000 | 75,117,000 |
| Allowance for loan losses | 2,488,000 | 2,525,000 | 2,565,000 | 2,605,000 |
| Securities available for sale | 23,554,000 | 22,080,000 | 18,991,000 | 13,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,726,000 | 82,873,000 | 81,522,000 | 80,548,000 |
| Interest-bearing deposits | 65,259,000 | 68,186,000 | 65,387,000 | 66,382,000 |
| Noninterest-bearing deposits | 17,467,000 | 14,687,000 | 16,135,000 | 14,166,000 |
| Equity capital | 23,255,000 | 23,770,000 | 23,941,000 | 23,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,192,000 | 2,408,000 | 3,621,000 | 4,823,000 |
| Interest expense | 149,000 | 312,000 | 459,000 | 607,000 |
| Net interest income | 1,043,000 | 2,096,000 | 3,162,000 | 4,216,000 |
| Noninterest income | 100,000 | 185,000 | 278,000 | 368,000 |
| Noninterest expense | 819,000 | 1,436,000 | 2,169,000 | 2,859,000 |
| Provision for loan losses | 30,000 | 64,000 | 100,000 | 136,000 |
| Pretax income | 294,000 | 781,000 | 1,171,000 | 2,029,000 |
| Income tax | 4,000 | 4,000 | 4,000 | -48,000 |
| Net income | 290,000 | 777,000 | 1,167,000 | 2,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,695,000 | 22,932,000 | 23,072,000 | 23,132,000 |
| Total capital | 23,897,000 | 24,286,000 | 24,421,000 | 24,192,000 |
| Risk-weighted assets | 83,679,000 | 90,715,000 | 89,115,000 | 83,226,000 |