Call reports 2018
MERCANTILE BANK OF LOUISIANA, MISSOURI, THE — 2018
What MERCANTILE BANK OF LOUISIANA, MISSOURI, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 105,352,000 | 101,382,000 | 106,626,000 | 108,480,000 |
| Total loans | 60,951,000 | 61,933,000 | 72,592,000 | 74,058,000 |
| Allowance for loan losses | 2,529,000 | 2,557,000 | 2,421,000 | 2,455,000 |
| Securities available for sale | 24,987,000 | 24,869,000 | 23,938,000 | 24,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,244,000 | 78,179,000 | 75,568,000 | 80,717,000 |
| Interest-bearing deposits | 66,638,000 | 63,657,000 | 60,394,000 | 65,207,000 |
| Noninterest-bearing deposits | 15,606,000 | 14,522,000 | 15,174,000 | 15,510,000 |
| Equity capital | 22,937,000 | 22,941,000 | 22,891,000 | 22,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,032,000 | 3,138,000 | 4,307,000 |
| Interest expense | 93,000 | 181,000 | 302,000 | 454,000 |
| Net interest income | 919,000 | 1,851,000 | 2,836,000 | 3,853,000 |
| Noninterest income | 107,000 | 200,000 | 300,000 | 394,000 |
| Noninterest expense | 706,000 | 1,327,000 | 2,009,000 | 2,592,000 |
| Provision for loan losses | 21,000 | 45,000 | 75,000 | 105,000 |
| Pretax income | 412,000 | 792,000 | 1,161,000 | 1,659,000 |
| Income tax | 11,000 | 22,000 | 33,000 | 46,000 |
| Net income | 401,000 | 770,000 | 1,128,000 | 1,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,593,000 | 22,712,000 | 22,820,000 | 22,605,000 |
| Total capital | 23,614,000 | 23,708,000 | 23,899,000 | 23,714,000 |
| Risk-weighted assets | 72,466,000 | 69,788,000 | 78,011,000 | 78,255,000 |