Call reports 2017
MERCANTILE BANK OF LOUISIANA, MISSOURI, THE — 2017
What MERCANTILE BANK OF LOUISIANA, MISSOURI, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 111,754,000 | 110,321,000 | 110,021,000 | 108,474,000 |
| Total loans | 57,453,000 | 53,409,000 | 59,808,000 | 64,505,000 |
| Allowance for loan losses | 2,408,000 | 2,431,000 | 2,449,000 | 2,506,000 |
| Securities available for sale | 29,157,000 | 29,140,000 | 27,313,000 | 26,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,407,000 | 80,682,000 | 80,161,000 | 82,112,000 |
| Interest-bearing deposits | 64,605,000 | 65,602,000 | 64,913,000 | 67,567,000 |
| Noninterest-bearing deposits | 17,802,000 | 15,080,000 | 15,248,000 | 14,545,000 |
| Equity capital | 23,191,000 | 23,385,000 | 23,512,000 | 23,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,863,000 | 2,821,000 | 3,846,000 |
| Interest expense | 118,000 | 241,000 | 367,000 | 484,000 |
| Net interest income | 807,000 | 1,622,000 | 2,454,000 | 3,362,000 |
| Noninterest income | 88,000 | 192,000 | 292,000 | 385,000 |
| Noninterest expense | 655,000 | 1,230,000 | 1,862,000 | 2,418,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 225,000 | 554,000 | 839,000 | 1,269,000 |
| Income tax | 20,000 | 41,000 | 61,000 | 68,000 |
| Net income | 205,000 | 513,000 | 778,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,296,000 | 22,404,000 | 22,469,000 | 22,392,000 |
| Total capital | 23,321,000 | 23,533,000 | 23,629,000 | 23,601,000 |
| Risk-weighted assets | 63,594,000 | 73,332,000 | 72,843,000 | 74,069,000 |