Call reports 2016
MERCANTILE BANK OF LOUISIANA, MISSOURI, THE — 2016
What MERCANTILE BANK OF LOUISIANA, MISSOURI, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 107,303,000 | 107,177,000 | 106,966,000 | 106,418,000 |
| Total loans | 61,057,000 | 57,537,000 | 59,771,000 | 58,225,000 |
| Allowance for loan losses | 2,342,000 | 2,289,000 | 2,395,000 | 2,389,000 |
| Securities available for sale | 31,843,000 | 24,165,000 | 25,967,000 | 26,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,443,000 | 76,848,000 | 76,633,000 | 77,067,000 |
| Interest-bearing deposits | 60,606,000 | 62,806,000 | 61,226,000 | 62,712,000 |
| Noninterest-bearing deposits | 16,837,000 | 14,042,000 | 15,407,000 | 14,355,000 |
| Equity capital | 23,710,000 | 24,095,000 | 24,012,000 | 23,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 980,000 | 2,007,000 | 2,937,000 | 3,862,000 |
| Interest expense | 117,000 | 235,000 | 356,000 | 474,000 |
| Net interest income | 863,000 | 1,772,000 | 2,581,000 | 3,388,000 |
| Noninterest income | 110,000 | 215,000 | 317,000 | 418,000 |
| Noninterest expense | 554,000 | 1,161,000 | 1,761,000 | 2,340,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 404,000 | 796,000 | 1,092,000 | 1,406,000 |
| Income tax | 15,000 | 29,000 | 43,000 | 58,000 |
| Net income | 389,000 | 767,000 | 1,049,000 | 1,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,482,000 | 22,659,000 | 22,692,000 | 22,441,000 |
| Total capital | 23,454,000 | 23,585,000 | 23,652,000 | 23,482,000 |
| Risk-weighted assets | 65,818,000 | 61,131,000 | 63,715,000 | 63,678,000 |