Call reports 2015
MERCANTILE BANK OF LOUISIANA, MISSOURI, THE — 2015
What MERCANTILE BANK OF LOUISIANA, MISSOURI, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 105,663,000 | 104,167,000 | 106,779,000 | 106,758,000 |
| Total loans | 58,236,000 | 57,036,000 | 60,860,000 | 61,122,000 |
| Allowance for loan losses | 2,288,000 | 2,454,000 | 2,289,000 | 2,319,000 |
| Securities available for sale | 31,100,000 | 35,857,000 | 29,839,000 | 33,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,796,000 | 74,439,000 | 76,713,000 | 77,316,000 |
| Interest-bearing deposits | 61,542,000 | 61,065,000 | 61,075,000 | 61,695,000 |
| Noninterest-bearing deposits | 14,254,000 | 13,374,000 | 15,638,000 | 15,621,000 |
| Equity capital | 23,718,000 | 23,494,000 | 23,748,000 | 23,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,808,000 | 2,780,000 | 3,789,000 |
| Interest expense | 117,000 | 235,000 | 353,000 | 473,000 |
| Net interest income | 777,000 | 1,573,000 | 2,427,000 | 3,316,000 |
| Noninterest income | 116,000 | 221,000 | 333,000 | 429,000 |
| Noninterest expense | 539,000 | 1,102,000 | 1,668,000 | 2,268,000 |
| Provision for loan losses | 14,000 | 29,000 | 43,000 | -141,000 |
| Pretax income | 356,000 | 679,000 | 1,069,000 | 1,633,000 |
| Income tax | 16,000 | 31,000 | 47,000 | 57,000 |
| Net income | 340,000 | 648,000 | 1,022,000 | 1,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,307,000 | 22,415,000 | 22,489,000 | 22,293,000 |
| Total capital | 23,292,000 | 23,368,000 | 23,469,000 | 23,285,000 |
| Risk-weighted assets | 63,674,000 | 61,925,000 | 64,620,000 | 66,045,000 |