Call reports 2015
DAKOTA STATE BANK — 2015
What DAKOTA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 37,835,000 | 35,572,000 | 35,513,000 | 41,796,000 |
| Total loans | 22,194,000 | 20,525,000 | 20,950,000 | 19,191,000 |
| Allowance for loan losses | 230,000 | 231,000 | 225,000 | 0 |
| Securities available for sale | 9,432,000 | 9,984,000 | 9,592,000 | 9,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,407,000 | 32,185,000 | 31,973,000 | 36,792,000 |
| Interest-bearing deposits | 24,223,000 | 23,020,000 | 22,504,000 | 23,568,000 |
| Noninterest-bearing deposits | 10,184,000 | 9,165,000 | 9,469,000 | 13,224,000 |
| Equity capital | 3,349,000 | 3,320,000 | 3,464,000 | 4,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 801,000 | 1,185,000 | 1,516,000 |
| Interest expense | 22,000 | 42,000 | 61,000 | 81,000 |
| Net interest income | 393,000 | 759,000 | 1,124,000 | 1,435,000 |
| Noninterest income | 8,000 | 18,000 | 29,000 | 82,000 |
| Noninterest expense | 266,000 | 501,000 | 755,000 | 1,137,000 |
| Provision for loan losses | 3,000 | 4,000 | -2,000 | -2,000 |
| Pretax income | 132,000 | 272,000 | 400,000 | 382,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 26,000 |
| Net income | 127,000 | 261,000 | 384,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,146,000 | 3,231,000 | 3,303,000 | 4,130,000 |
| Total capital | 3,376,000 | 3,462,000 | 3,528,000 | 4,130,000 |
| Risk-weighted assets | 26,319,000 | 24,803,000 | 24,879,000 | 25,632,000 |