Call reports 2014
DAKOTA STATE BANK — 2014
What DAKOTA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 38,274,000 | 36,828,000 | 39,036,000 | 39,154,000 |
| Total loans | 21,437,000 | 22,024,000 | 22,832,000 | 24,987,000 |
| Allowance for loan losses | 227,000 | 227,000 | 227,000 | 227,000 |
| Securities available for sale | 10,869,000 | 10,582,000 | 10,123,000 | 9,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,042,000 | 30,855,000 | 32,935,000 | 35,470,000 |
| Interest-bearing deposits | 25,066,000 | 23,122,000 | 23,687,000 | 22,983,000 |
| Noninterest-bearing deposits | 9,976,000 | 7,733,000 | 9,248,000 | 12,487,000 |
| Equity capital | 2,970,000 | 3,198,000 | 3,323,000 | 3,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 840,000 | 1,270,000 | 1,707,000 |
| Interest expense | 31,000 | 55,000 | 81,000 | 107,000 |
| Net interest income | 389,000 | 785,000 | 1,189,000 | 1,600,000 |
| Noninterest income | 11,000 | 21,000 | 33,000 | 68,000 |
| Noninterest expense | 271,000 | 531,000 | 790,000 | 1,289,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 129,000 | 275,000 | 432,000 | 379,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 15,000 |
| Net income | 124,000 | 264,000 | 416,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,989,000 | 3,089,000 | 3,241,000 | 3,069,000 |
| Total capital | 3,216,000 | 3,316,000 | 3,468,000 | 3,296,000 |
| Risk-weighted assets | 24,193,000 | 24,090,000 | 25,689,000 | 27,880,000 |