Call reports 2013
DAKOTA STATE BANK — 2013
What DAKOTA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 36,268,000 | 34,147,000 | 35,756,000 | 38,236,000 |
| Total loans | 18,797,000 | 20,757,000 | 22,475,000 | 22,488,000 |
| Allowance for loan losses | 227,000 | 227,000 | 227,000 | 227,000 |
| Securities available for sale | 9,298,000 | 9,422,000 | 8,915,000 | 11,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,265,000 | 29,250,000 | 29,140,000 | 33,000,000 |
| Interest-bearing deposits | 22,861,000 | 21,506,000 | 21,564,000 | 22,566,000 |
| Noninterest-bearing deposits | 9,404,000 | 7,744,000 | 7,576,000 | 10,434,000 |
| Equity capital | 3,070,000 | 2,862,000 | 3,056,000 | 2,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 793,000 | 1,215,000 | 1,643,000 |
| Interest expense | 36,000 | 69,000 | 101,000 | 131,000 |
| Net interest income | 355,000 | 724,000 | 1,114,000 | 1,512,000 |
| Noninterest income | 9,000 | 21,000 | 33,000 | 30,000 |
| Noninterest expense | 250,000 | 496,000 | 741,000 | 1,003,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 249,000 | 406,000 | 539,000 |
| Income tax | 5,000 | 10,000 | 14,000 | 23,000 |
| Net income | 109,000 | 239,000 | 392,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,852,000 | 2,942,000 | 3,056,000 | 2,905,000 |
| Total capital | 3,079,000 | 3,169,000 | 3,283,000 | 3,132,000 |
| Risk-weighted assets | 22,519,000 | 23,564,000 | 25,158,000 | 25,639,000 |