Call reports 2012
DAKOTA STATE BANK — 2012
What DAKOTA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 32,525,000 | 31,964,000 | 33,285,000 | 32,434,000 |
| Total loans | 19,755,000 | 20,463,000 | 21,375,000 | 21,124,000 |
| Allowance for loan losses | 218,000 | 221,000 | 224,000 | 227,000 |
| Securities available for sale | 8,621,000 | 7,834,000 | 7,144,000 | 6,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,472,000 | 26,408,000 | 27,572,000 | 28,448,000 |
| Interest-bearing deposits | 19,761,000 | 19,562,000 | 20,785,000 | 20,161,000 |
| Noninterest-bearing deposits | 8,711,000 | 6,846,000 | 6,787,000 | 8,287,000 |
| Equity capital | 3,047,000 | 3,108,000 | 3,235,000 | 3,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 408,000 | 814,000 | 1,236,000 | 1,659,000 |
| Interest expense | 45,000 | 86,000 | 126,000 | 165,000 |
| Net interest income | 363,000 | 728,000 | 1,110,000 | 1,494,000 |
| Noninterest income | 11,000 | 24,000 | 37,000 | 68,000 |
| Noninterest expense | 269,000 | 543,000 | 812,000 | 1,129,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 102,000 | 203,000 | 326,000 | 421,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 20,000 |
| Net income | 97,000 | 194,000 | 312,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,772,000 | 2,828,000 | 2,906,000 | 2,784,000 |
| Total capital | 2,990,000 | 3,049,000 | 3,130,000 | 3,011,000 |
| Risk-weighted assets | 20,951,000 | 21,727,000 | 22,697,000 | 22,673,000 |