Call reports 2025
GOLDEN VALLEY BANK — 2025
What GOLDEN VALLEY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 574,592,000 | 579,923,000 | 575,330,000 | 591,584,000 |
| Total loans | 244,633,000 | 252,764,000 | 264,221,000 | 275,619,000 |
| Allowance for loan losses | 3,940,000 | 3,940,000 | 4,005,000 | 4,353,000 |
| Securities available for sale | 122,193,000 | 139,068,000 | 153,932,000 | 158,087,000 |
| Securities held to maturity | 71,544,000 | 65,889,000 | 65,633,000 | 64,635,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 528,675,000 | 535,048,000 | 527,721,000 | 541,816,000 |
| Interest-bearing deposits | 363,208,000 | 369,294,000 | 360,710,000 | 356,168,000 |
| Noninterest-bearing deposits | 165,467,000 | 165,754,000 | 167,011,000 | 185,648,000 |
| Equity capital | 43,374,000 | 42,308,000 | 44,820,000 | 46,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,941,000 | 12,502,000 | 19,183,000 | 25,959,000 |
| Interest expense | 1,858,000 | 3,786,000 | 5,665,000 | 7,463,000 |
| Net interest income | 4,083,000 | 8,716,000 | 13,518,000 | 18,496,000 |
| Noninterest income | 248,000 | 535,000 | 872,000 | 1,178,000 |
| Noninterest expense | 2,941,000 | 5,838,000 | 8,956,000 | 12,004,000 |
| Provision for loan losses | 3,000 | 3,000 | 68,000 | 418,000 |
| Pretax income | 1,387,000 | 3,260,000 | 5,216,000 | 7,102,000 |
| Income tax | 400,000 | 943,000 | 1,518,000 | 2,056,000 |
| Net income | 987,000 | 2,317,000 | 3,698,000 | 5,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,486,000 | 51,578,000 | 52,868,000 | 54,123,000 |
| Total capital | 57,511,000 | 55,760,000 | 57,160,000 | 58,613,000 |
| Risk-weighted assets | 321,907,000 | 334,512,000 | 343,325,000 | 359,006,000 |