Call reports 2023
GOLDEN VALLEY BANK — 2023
What GOLDEN VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 475,795,000 | 487,328,000 | 507,745,000 | 488,561,000 |
| Total loans | 241,511,000 | 238,318,000 | 238,665,000 | 240,104,000 |
| Allowance for loan losses | 3,935,000 | 3,936,000 | 3,937,000 | 3,936,000 |
| Securities available for sale | 87,134,000 | 85,548,000 | 81,967,000 | 84,416,000 |
| Securities held to maturity | 96,880,000 | 96,718,000 | 96,259,000 | 95,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,187,000 | 449,990,000 | 470,806,000 | 447,980,000 |
| Interest-bearing deposits | 277,248,000 | 292,783,000 | 313,980,000 | 284,369,000 |
| Noninterest-bearing deposits | 161,939,000 | 157,207,000 | 156,826,000 | 163,611,000 |
| Equity capital | 33,640,000 | 34,584,000 | 33,811,000 | 37,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,493,000 | 9,177,000 | 14,269,000 | 19,428,000 |
| Interest expense | 564,000 | 1,538,000 | 2,789,000 | 4,126,000 |
| Net interest income | 3,929,000 | 7,639,000 | 11,480,000 | 15,302,000 |
| Noninterest income | 222,000 | 462,000 | 722,000 | 964,000 |
| Noninterest expense | 2,642,000 | 5,248,000 | 7,843,000 | 10,517,000 |
| Provision for loan losses | 0 | 4,000 | 8,000 | 9,000 |
| Pretax income | 1,509,000 | 2,849,000 | 4,351,000 | 5,740,000 |
| Income tax | 438,000 | 828,000 | 1,264,000 | 1,669,000 |
| Net income | 1,071,000 | 2,021,000 | 3,087,000 | 4,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,427,000 | 47,321,000 | 48,330,000 | 49,258,000 |
| Total capital | 50,329,000 | 51,219,000 | 52,281,000 | 53,106,000 |
| Risk-weighted assets | 311,863,000 | 311,568,000 | 315,871,000 | 307,562,000 |