Call reports 2022
GOLDEN VALLEY BANK — 2022
What GOLDEN VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 485,312,000 | 487,156,000 | 503,984,000 | 478,089,000 |
| Total loans | 228,335,000 | 230,859,000 | 238,215,000 | 241,901,000 |
| Allowance for loan losses | 4,578,000 | 4,578,000 | 4,577,000 | 3,955,000 |
| Securities available for sale | 149,496,000 | 140,443,000 | 96,026,000 | 85,044,000 |
| Securities held to maturity | 51,827,000 | 59,899,000 | 97,157,000 | 97,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,069,000 | 454,286,000 | 473,896,000 | 446,068,000 |
| Interest-bearing deposits | 268,803,000 | 276,372,000 | 287,991,000 | 270,744,000 |
| Noninterest-bearing deposits | 179,266,000 | 177,914,000 | 185,905,000 | 175,324,000 |
| Equity capital | 35,114,000 | 31,147,000 | 27,819,000 | 30,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,809,000 | 7,820,000 | 12,076,000 | 16,611,000 |
| Interest expense | 91,000 | 176,000 | 265,000 | 512,000 |
| Net interest income | 3,718,000 | 7,644,000 | 11,811,000 | 16,099,000 |
| Noninterest income | 355,000 | 593,000 | 812,000 | 1,032,000 |
| Noninterest expense | 2,372,000 | 4,926,000 | 7,514,000 | 10,279,000 |
| Provision for loan losses | 0 | 0 | 0 | -621,000 |
| Pretax income | 1,701,000 | 3,311,000 | 5,109,000 | 6,849,000 |
| Income tax | 500,000 | 968,000 | 1,495,000 | 2,005,000 |
| Net income | 1,201,000 | 2,343,000 | 3,614,000 | 4,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,116,000 | 43,212,000 | 44,423,000 | 45,599,000 |
| Total capital | 45,746,000 | 46,992,000 | 48,340,000 | 49,511,000 |
| Risk-weighted assets | 289,404,000 | 301,559,000 | 312,641,000 | 312,888,000 |