Call reports 2021
GOLDEN VALLEY BANK — 2021
What GOLDEN VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 440,126,000 | 442,837,000 | 465,313,000 | 473,677,000 |
| Total loans | 266,083,000 | 247,243,000 | 229,451,000 | 239,181,000 |
| Allowance for loan losses | 4,302,000 | 4,509,000 | 4,578,000 | 4,578,000 |
| Securities available for sale | 117,279,000 | 135,950,000 | 148,474,000 | 178,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,081,000 | 404,113,000 | 425,159,000 | 432,860,000 |
| Interest-bearing deposits | 236,026,000 | 243,995,000 | 251,030,000 | 261,671,000 |
| Noninterest-bearing deposits | 161,055,000 | 160,118,000 | 174,129,000 | 171,189,000 |
| Equity capital | 34,971,000 | 36,853,000 | 38,078,000 | 38,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,009,000 | 7,806,000 | 11,696,000 | 15,438,000 |
| Interest expense | 119,000 | 236,000 | 358,000 | 468,000 |
| Net interest income | 3,890,000 | 7,570,000 | 11,338,000 | 14,970,000 |
| Noninterest income | 354,000 | 708,000 | 1,097,000 | 1,389,000 |
| Noninterest expense | 1,884,000 | 3,785,000 | 5,938,000 | 8,335,000 |
| Provision for loan losses | 307,000 | 514,000 | 583,000 | 583,000 |
| Pretax income | 2,053,000 | 3,979,000 | 5,914,000 | 7,441,000 |
| Income tax | 598,000 | 1,180,000 | 1,757,000 | 2,207,000 |
| Net income | 1,455,000 | 2,799,000 | 4,157,000 | 5,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,145,000 | 35,448,000 | 36,781,000 | 37,921,000 |
| Total capital | 37,107,000 | 38,511,000 | 39,981,000 | 41,461,000 |
| Risk-weighted assets | 235,591,000 | 243,559,000 | 254,599,000 | 282,152,000 |