Call reports 2020
GOLDEN VALLEY BANK — 2020
What GOLDEN VALLEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 333,215,000 | 416,756,000 | 413,983,000 | 406,462,000 |
| Total loans | 189,228,000 | 280,673,000 | 277,562,000 | 265,527,000 |
| Allowance for loan losses | 2,583,000 | 3,031,000 | 3,262,000 | 3,994,000 |
| Securities available for sale | 101,161,000 | 102,465,000 | 104,091,000 | 105,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,582,000 | 355,338,000 | 364,995,000 | 363,046,000 |
| Interest-bearing deposits | 198,333,000 | 219,288,000 | 222,974,000 | 215,162,000 |
| Noninterest-bearing deposits | 96,249,000 | 136,050,000 | 142,021,000 | 147,884,000 |
| Equity capital | 28,551,000 | 32,440,000 | 34,183,000 | 35,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,322,000 | 6,844,000 | 10,432,000 | 14,586,000 |
| Interest expense | 377,000 | 582,000 | 760,000 | 917,000 |
| Net interest income | 2,945,000 | 6,262,000 | 9,672,000 | 13,669,000 |
| Noninterest income | 308,000 | 641,000 | 889,000 | 1,064,000 |
| Noninterest expense | 2,097,000 | 3,955,000 | 6,029,000 | 8,058,000 |
| Provision for loan losses | 281,000 | 620,000 | 852,000 | 1,584,000 |
| Pretax income | 1,648,000 | 3,101,000 | 4,453,000 | 5,864,000 |
| Income tax | 490,000 | 916,000 | 1,328,000 | 1,740,000 |
| Net income | 1,158,000 | 2,185,000 | 3,125,000 | 4,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,329,000 | 30,726,000 | 31,744,000 | 32,730,000 |
| Total capital | 32,977,000 | 33,474,000 | 34,506,000 | 35,655,000 |
| Risk-weighted assets | 222,247,000 | 219,519,000 | 220,468,000 | 232,864,000 |