Call reports 2019
GOLDEN VALLEY BANK — 2019
What GOLDEN VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 323,600,000 | 346,776,000 | 343,837,000 | 356,977,000 |
| Total loans | 161,970,000 | 163,295,000 | 171,049,000 | 183,712,000 |
| Allowance for loan losses | 2,069,000 | 2,116,000 | 2,217,000 | 2,302,000 |
| Securities available for sale | 71,317,000 | 81,590,000 | 89,386,000 | 131,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,444,000 | 308,728,000 | 304,419,000 | 294,851,000 |
| Interest-bearing deposits | 200,072,000 | 214,579,000 | 206,766,000 | 199,394,000 |
| Noninterest-bearing deposits | 86,372,000 | 94,149,000 | 97,653,000 | 95,457,000 |
| Equity capital | 26,146,000 | 27,893,000 | 28,740,000 | 28,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,939,000 | 6,158,000 | 9,465,000 | 12,693,000 |
| Interest expense | 341,000 | 783,000 | 1,237,000 | 1,624,000 |
| Net interest income | 2,598,000 | 5,375,000 | 8,228,000 | 11,069,000 |
| Noninterest income | 107,000 | 217,000 | 407,000 | 641,000 |
| Noninterest expense | 1,723,000 | 3,452,000 | 5,322,000 | 7,239,000 |
| Provision for loan losses | 47,000 | 93,000 | 195,000 | 280,000 |
| Pretax income | 935,000 | 2,047,000 | 4,451,000 | 5,524,000 |
| Income tax | 254,000 | 556,000 | 1,263,000 | 1,532,000 |
| Net income | 681,000 | 1,491,000 | 3,188,000 | 3,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,801,000 | 26,566,000 | 28,293,000 | 29,126,000 |
| Total capital | 27,925,000 | 28,737,000 | 30,575,000 | 31,493,000 |
| Risk-weighted assets | 207,648,000 | 213,783,000 | 211,319,000 | 226,331,000 |