Call reports 2018
GOLDEN VALLEY BANK — 2018
What GOLDEN VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 227,343,000 | 235,622,000 | 246,311,000 | 288,862,000 |
| Total loans | 148,846,000 | 155,056,000 | 151,543,000 | 157,162,000 |
| Allowance for loan losses | 1,922,000 | 1,964,000 | 2,009,000 | 2,023,000 |
| Securities available for sale | 49,542,000 | 50,056,000 | 48,767,000 | 69,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,397,000 | 204,339,000 | 214,551,000 | 256,045,000 |
| Interest-bearing deposits | 136,449,000 | 140,795,000 | 151,986,000 | 175,399,000 |
| Noninterest-bearing deposits | 60,948,000 | 63,544,000 | 62,565,000 | 80,646,000 |
| Equity capital | 22,458,000 | 22,953,000 | 23,269,000 | 24,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,214,000 | 4,557,000 | 7,024,000 | 9,671,000 |
| Interest expense | 97,000 | 213,000 | 350,000 | 527,000 |
| Net interest income | 2,117,000 | 4,344,000 | 6,674,000 | 9,144,000 |
| Noninterest income | 134,000 | 227,000 | 364,000 | 465,000 |
| Noninterest expense | 1,502,000 | 2,964,000 | 4,519,000 | 6,146,000 |
| Provision for loan losses | 41,000 | 83,000 | 124,000 | 139,000 |
| Pretax income | 751,000 | 1,567,000 | 2,438,000 | 3,367,000 |
| Income tax | 197,000 | 422,000 | 662,000 | 916,000 |
| Net income | 554,000 | 1,145,000 | 1,776,000 | 2,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,454,000 | 23,970,000 | 24,526,000 | 25,121,000 |
| Total capital | 25,431,000 | 25,989,000 | 26,590,000 | 27,199,000 |
| Risk-weighted assets | 178,731,000 | 182,111,000 | 180,425,000 | 193,830,000 |