Call reports 2017
GOLDEN VALLEY BANK — 2017
What GOLDEN VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 216,288,000 | 216,722,000 | 225,442,000 | 225,060,000 |
| Total loans | 128,693,000 | 131,712,000 | 138,186,000 | 142,932,000 |
| Allowance for loan losses | 1,840,000 | 1,840,000 | 1,849,000 | 1,881,000 |
| Securities available for sale | 38,517,000 | 38,064,000 | 45,471,000 | 53,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,502,000 | 185,448,000 | 193,579,000 | 194,625,000 |
| Interest-bearing deposits | 128,416,000 | 127,242,000 | 132,979,000 | 132,262,000 |
| Noninterest-bearing deposits | 57,086,000 | 58,206,000 | 60,600,000 | 62,363,000 |
| Equity capital | 21,635,000 | 22,206,000 | 22,610,000 | 22,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,876,000 | 3,838,000 | 5,899,000 | 8,088,000 |
| Interest expense | 62,000 | 136,000 | 219,000 | 311,000 |
| Net interest income | 1,814,000 | 3,702,000 | 5,680,000 | 7,777,000 |
| Noninterest income | 75,000 | 164,000 | 357,000 | 481,000 |
| Noninterest expense | 1,323,000 | 2,573,000 | 3,847,000 | 5,106,000 |
| Provision for loan losses | 28,000 | 28,000 | 37,000 | 69,000 |
| Pretax income | 538,000 | 1,265,000 | 2,161,000 | 3,097,000 |
| Income tax | 174,000 | 431,000 | 760,000 | 1,274,000 |
| Net income | 364,000 | 834,000 | 1,401,000 | 1,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,765,000 | 22,155,000 | 22,536,000 | 22,947,000 |
| Total capital | 23,652,000 | 24,050,000 | 24,440,000 | 24,883,000 |
| Risk-weighted assets | 150,989,000 | 156,961,000 | 166,408,000 | 171,572,000 |