Call reports 2015
GOLDEN VALLEY BANK — 2015
What GOLDEN VALLEY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 170,012,000 | 173,370,000 | 182,910,000 | 179,074,000 |
| Total loans | 106,212,000 | 103,273,000 | 104,237,000 | 111,758,000 |
| Allowance for loan losses | 1,792,000 | 1,792,000 | 1,792,000 | 1,792,000 |
| Securities available for sale | 32,892,000 | 36,511,000 | 36,187,000 | 38,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,211,000 | 145,284,000 | 154,124,000 | 150,046,000 |
| Interest-bearing deposits | 97,353,000 | 97,492,000 | 101,246,000 | 98,140,000 |
| Noninterest-bearing deposits | 44,858,000 | 47,792,000 | 52,878,000 | 51,906,000 |
| Equity capital | 19,416,000 | 19,692,000 | 20,179,000 | 20,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,549,000 | 3,153,000 | 4,788,000 | 6,460,000 |
| Interest expense | 41,000 | 82,000 | 127,000 | 173,000 |
| Net interest income | 1,508,000 | 3,071,000 | 4,661,000 | 6,287,000 |
| Noninterest income | 122,000 | 239,000 | 363,000 | 447,000 |
| Noninterest expense | 1,077,000 | 2,139,000 | 3,159,000 | 4,347,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 553,000 | 1,171,000 | 1,865,000 | 2,386,000 |
| Income tax | 196,000 | 421,000 | 672,000 | 847,000 |
| Net income | 357,000 | 750,000 | 1,193,000 | 1,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,031,000 | 19,580,000 | 19,874,000 | 20,187,000 |
| Total capital | 20,514,000 | 21,028,000 | 21,337,000 | 21,735,000 |
| Risk-weighted assets | 118,335,000 | 115,456,000 | 116,739,000 | 123,585,000 |