Call reports 2023
MACHIAS SAVINGS BANK — 2023
What MACHIAS SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,391,401,000 | 2,396,062,000 | 2,461,701,000 | 2,483,046,000 |
| Total loans | 1,912,462,000 | 1,948,994,000 | 1,986,315,000 | 1,996,479,000 |
| Allowance for loan losses | 23,242,000 | 22,640,000 | 22,696,000 | 21,047,000 |
| Securities available for sale | 332,587,000 | 323,741,000 | 302,299,000 | 273,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 61,000 | 180,000 | 615,000 |
| Total deposits | 1,997,122,000 | 1,963,859,000 | 2,036,756,000 | 2,045,823,000 |
| Interest-bearing deposits | 1,744,671,000 | 1,730,992,000 | 1,793,265,000 | 1,802,291,000 |
| Noninterest-bearing deposits | 252,451,000 | 232,867,000 | 243,491,000 | 243,532,000 |
| Equity capital | 231,126,000 | 235,363,000 | 225,877,000 | 242,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 25,497,000 | 52,560,000 | 81,332,000 | 112,019,000 |
| Interest expense | 9,499,000 | 21,625,000 | 34,913,000 | 49,393,000 |
| Net interest income | 15,998,000 | 30,935,000 | 46,419,000 | 62,626,000 |
| Noninterest income | 2,712,000 | 6,269,000 | 9,794,000 | 14,159,000 |
| Noninterest expense | 15,249,000 | 31,610,000 | 47,501,000 | 65,049,000 |
| Provision for loan losses | -84,000 | 367,000 | 490,000 | -1,871,000 |
| Pretax income | 4,670,000 | 7,190,000 | 10,558,000 | 14,214,000 |
| Income tax | 1,113,000 | 1,677,000 | 2,486,000 | 2,529,000 |
| Net income | 3,557,000 | 5,513,000 | 8,072,000 | 11,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 266,318,000 | 268,345,000 | 270,975,000 | 274,659,000 |
| Total capital | 291,376,000 | 292,350,000 | 294,912,000 | 296,808,000 |
| Risk-weighted assets | 2,046,603,000 | 2,039,919,000 | 2,063,567,000 | 2,056,522,000 |