Call reports 2022
MACHIAS SAVINGS BANK — 2022
What MACHIAS SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,173,098,000 | 2,272,024,000 | 2,290,994,000 | 2,360,784,000 |
| Total loans | 1,643,228,000 | 1,764,676,000 | 1,815,032,000 | 1,885,573,000 |
| Allowance for loan losses | 23,676,000 | 23,609,000 | 23,549,000 | 23,350,000 |
| Securities available for sale | 382,543,000 | 362,192,000 | 336,016,000 | 333,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 479,000 | 717,000 | 1,097,000 | 0 |
| Total deposits | 1,922,538,000 | 1,925,714,000 | 1,937,924,000 | 1,966,979,000 |
| Interest-bearing deposits | 1,632,649,000 | 1,635,624,000 | 1,637,641,000 | 1,682,022,000 |
| Noninterest-bearing deposits | 289,889,000 | 290,090,000 | 300,283,000 | 284,957,000 |
| Equity capital | 230,604,000 | 222,030,000 | 213,958,000 | 223,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 19,844,000 | 40,016,000 | 62,494,000 | 87,039,000 |
| Interest expense | 737,000 | 1,765,000 | 4,322,000 | 10,354,000 |
| Net interest income | 19,107,000 | 38,251,000 | 58,172,000 | 76,685,000 |
| Noninterest income | 2,390,000 | 5,624,000 | 8,734,000 | 12,283,000 |
| Noninterest expense | 13,224,000 | 28,261,000 | 43,084,000 | 60,170,000 |
| Provision for loan losses | 46,000 | -12,000 | -12,000 | -103,000 |
| Pretax income | 5,230,000 | 5,667,000 | 12,484,000 | 19,859,000 |
| Income tax | 1,112,000 | 1,201,000 | 2,725,000 | 3,720,000 |
| Net income | 4,118,000 | 4,466,000 | 9,759,000 | 16,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 250,455,000 | 250,874,000 | 256,238,000 | 262,689,000 |
| Total capital | 272,233,000 | 274,237,000 | 280,319,000 | 287,733,000 |
| Risk-weighted assets | 1,738,806,000 | 1,867,168,000 | 1,925,402,000 | 2,003,515,000 |