Call reports 2021
MACHIAS SAVINGS BANK — 2021
What MACHIAS SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,937,270,000 | 1,982,457,000 | 2,140,172,000 | 2,365,991,000 |
| Total loans | 1,535,037,000 | 1,587,587,000 | 1,573,583,000 | 1,646,172,000 |
| Allowance for loan losses | 24,492,000 | 24,412,000 | 24,391,000 | 23,653,000 |
| Securities available for sale | 241,620,000 | 261,504,000 | 298,125,000 | 415,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 108,000 | 25,000 |
| Total deposits | 1,700,033,000 | 1,734,692,000 | 1,884,091,000 | 2,103,031,000 |
| Interest-bearing deposits | 1,450,838,000 | 1,467,524,000 | 1,590,510,000 | 1,811,639,000 |
| Noninterest-bearing deposits | 249,195,000 | 267,168,000 | 293,581,000 | 291,392,000 |
| Equity capital | 221,952,000 | 231,283,000 | 237,533,000 | 243,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 18,950,000 | 37,949,000 | 59,133,000 | 79,967,000 |
| Interest expense | 1,087,000 | 1,958,000 | 2,773,000 | 3,588,000 |
| Net interest income | 17,863,000 | 35,991,000 | 56,360,000 | 76,379,000 |
| Noninterest income | 2,456,000 | 5,563,000 | 8,489,000 | 11,878,000 |
| Noninterest expense | 13,195,000 | 26,291,000 | 39,973,000 | 57,014,000 |
| Provision for loan losses | -91,000 | 58,000 | 136,000 | 13,000 |
| Pretax income | 8,203,000 | 18,556,000 | 28,045,000 | 38,925,000 |
| Income tax | 1,756,000 | 3,936,000 | 5,959,000 | 8,092,000 |
| Net income | 6,447,000 | 14,620,000 | 22,086,000 | 30,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 221,395,000 | 229,667,000 | 237,217,000 | 246,037,000 |
| Total capital | 241,449,000 | 249,229,000 | 256,927,000 | 267,881,000 |
| Risk-weighted assets | 1,598,192,000 | 1,558,576,000 | 1,570,672,000 | 1,744,100,000 |