Call reports 2020
MACHIAS SAVINGS BANK — 2020
What MACHIAS SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,547,323,000 | 1,727,646,000 | 1,800,103,000 | 1,843,300,000 |
| Total loans | 1,336,848,000 | 1,499,717,000 | 1,498,113,000 | 1,508,013,000 |
| Allowance for loan losses | 17,169,000 | 19,625,000 | 23,945,000 | 24,594,000 |
| Securities available for sale | 93,376,000 | 80,579,000 | 101,299,000 | 195,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,273,727,000 | 1,484,366,000 | 1,573,919,000 | 1,607,493,000 |
| Interest-bearing deposits | 1,120,560,000 | 1,257,408,000 | 1,331,725,000 | 1,372,741,000 |
| Noninterest-bearing deposits | 153,167,000 | 226,958,000 | 242,194,000 | 234,752,000 |
| Equity capital | 202,679,000 | 207,535,000 | 211,593,000 | 218,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 17,921,000 | 36,200,000 | 54,543,000 | 74,515,000 |
| Interest expense | 2,680,000 | 4,442,000 | 6,118,000 | 7,472,000 |
| Net interest income | 15,241,000 | 31,758,000 | 48,425,000 | 67,043,000 |
| Noninterest income | 2,447,000 | 5,297,000 | 8,834,000 | 12,145,000 |
| Noninterest expense | 12,444,000 | 24,802,000 | 36,595,000 | 50,809,000 |
| Provision for loan losses | 208,000 | 2,909,000 | 7,464,000 | 8,322,000 |
| Pretax income | 1,840,000 | 8,186,000 | 13,570,000 | 22,803,000 |
| Income tax | 373,000 | 1,729,000 | 2,864,000 | 4,627,000 |
| Net income | 1,467,000 | 6,457,000 | 10,706,000 | 18,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,832,000 | 202,895,000 | 207,266,000 | 214,849,000 |
| Total capital | 214,508,000 | 220,000,000 | 224,341,000 | 233,024,000 |
| Risk-weighted assets | 1,332,539,000 | 1,365,016,000 | 1,357,755,000 | 1,445,987,000 |