Call reports 2019
MACHIAS SAVINGS BANK — 2019
What MACHIAS SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,467,184,000 | 1,432,241,000 | 1,502,626,000 | 1,525,860,000 |
| Total loans | 1,211,383,000 | 1,234,208,000 | 1,294,499,000 | 1,331,713,000 |
| Allowance for loan losses | 17,520,000 | 17,467,000 | 17,322,000 | 17,122,000 |
| Securities available for sale | 98,388,000 | 94,282,000 | 98,776,000 | 97,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,271,321,000 | 1,224,861,000 | 1,291,036,000 | 1,312,140,000 |
| Interest-bearing deposits | 1,108,101,000 | 1,056,854,000 | 1,089,225,000 | 1,151,522,000 |
| Noninterest-bearing deposits | 163,220,000 | 168,007,000 | 201,811,000 | 160,618,000 |
| Equity capital | 185,259,000 | 190,196,000 | 195,255,000 | 198,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 17,898,000 | 35,861,000 | 54,423,000 | 72,923,000 |
| Interest expense | 3,317,000 | 6,515,000 | 9,559,000 | 12,454,000 |
| Net interest income | 14,581,000 | 29,346,000 | 44,864,000 | 60,469,000 |
| Noninterest income | 2,074,000 | 4,706,000 | 7,564,000 | 10,663,000 |
| Noninterest expense | 12,302,000 | 24,232,000 | 36,760,000 | 51,537,000 |
| Provision for loan losses | 557,000 | 1,105,000 | 1,184,000 | 1,769,000 |
| Pretax income | 4,818,000 | 10,096,000 | 15,920,000 | 20,624,000 |
| Income tax | 1,006,000 | 2,105,000 | 3,319,000 | 4,047,000 |
| Net income | 3,812,000 | 7,991,000 | 12,601,000 | 16,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,711,000 | 187,960,000 | 192,213,000 | 196,262,000 |
| Total capital | 198,810,000 | 203,583,000 | 208,399,000 | 212,791,000 |
| Risk-weighted assets | 1,204,694,000 | 1,247,198,000 | 1,292,778,000 | 1,320,691,000 |