Call reports 2018
MACHIAS SAVINGS BANK — 2018
What MACHIAS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,342,993,000 | 1,340,537,000 | 1,432,572,000 | 1,498,661,000 |
| Total loans | 1,138,376,000 | 1,151,218,000 | 1,172,142,000 | 1,183,325,000 |
| Allowance for loan losses | 20,803,000 | 20,553,000 | 20,529,000 | 17,106,000 |
| Securities available for sale | 83,117,000 | 81,222,000 | 82,000,000 | 77,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,112,964,000 | 1,150,447,000 | 1,241,681,000 | 1,305,693,000 |
| Interest-bearing deposits | 947,690,000 | 983,371,000 | 1,053,411,000 | 1,114,299,000 |
| Noninterest-bearing deposits | 165,274,000 | 167,076,000 | 188,270,000 | 191,394,000 |
| Equity capital | 170,141,000 | 173,960,000 | 178,474,000 | 180,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 15,521,000 | 31,334,000 | 47,788,000 | 65,238,000 |
| Interest expense | 1,970,000 | 3,998,000 | 6,425,000 | 9,338,000 |
| Net interest income | 13,551,000 | 27,336,000 | 41,363,000 | 55,900,000 |
| Noninterest income | 2,210,000 | 4,712,000 | 7,300,000 | 10,470,000 |
| Noninterest expense | 10,804,000 | 22,020,000 | 33,253,000 | 45,511,000 |
| Provision for loan losses | 226,000 | 472,000 | 648,000 | 2,882,000 |
| Pretax income | 4,818,000 | 9,818,000 | 14,971,000 | 17,905,000 |
| Income tax | 1,019,000 | 2,076,000 | 3,170,000 | 3,483,000 |
| Net income | 3,799,000 | 7,742,000 | 11,801,000 | 14,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,072,000 | 171,086,000 | 175,217,000 | 177,909,000 |
| Total capital | 181,101,000 | 185,210,000 | 191,565,000 | 193,641,000 |
| Risk-weighted assets | 1,114,773,000 | 1,122,717,000 | 1,152,620,000 | 1,167,898,000 |