Call reports 2017
MACHIAS SAVINGS BANK — 2017
What MACHIAS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,286,165,000 | 1,307,752,000 | 1,342,246,000 | 1,348,263,000 |
| Total loans | 1,104,366,000 | 1,140,917,000 | 1,156,324,000 | 1,168,967,000 |
| Allowance for loan losses | 20,642,000 | 20,521,000 | 20,484,000 | 20,891,000 |
| Securities available for sale | 32,047,000 | 33,631,000 | 35,450,000 | 82,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,054,426,000 | 1,076,416,000 | 1,130,009,000 | 1,126,939,000 |
| Interest-bearing deposits | 909,080,000 | 919,798,000 | 951,500,000 | 954,282,000 |
| Noninterest-bearing deposits | 145,346,000 | 156,618,000 | 178,509,000 | 172,657,000 |
| Equity capital | 159,510,000 | 163,086,000 | 166,982,000 | 167,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 13,946,000 | 28,445,000 | 43,780,000 | 59,359,000 |
| Interest expense | 1,307,000 | 2,795,000 | 4,490,000 | 6,208,000 |
| Net interest income | 12,639,000 | 25,650,000 | 39,290,000 | 53,151,000 |
| Noninterest income | 1,925,000 | 4,313,000 | 6,806,000 | 9,968,000 |
| Noninterest expense | 12,322,000 | 23,125,000 | 33,812,000 | 45,287,000 |
| Provision for loan losses | 22,000 | -60,000 | 308,000 | 1,440,000 |
| Pretax income | 3,478,000 | 8,114,000 | 13,228,000 | 18,501,000 |
| Income tax | 1,110,000 | 2,234,000 | 3,904,000 | 8,296,000 |
| Net income | 2,368,000 | 5,880,000 | 9,324,000 | 10,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,842,000 | 159,388,000 | 162,920,000 | 163,543,000 |
| Total capital | 169,933,000 | 173,863,000 | 177,519,000 | 177,979,000 |
| Risk-weighted assets | 1,120,038,000 | 1,151,154,000 | 1,161,253,000 | 1,147,715,000 |