Call reports 2008
MACHIAS SAVINGS BANK — 2008
What MACHIAS SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 856,157,000 | 898,968,000 | 925,912,000 | 947,611,000 |
| Total loans | 764,712,000 | 802,803,000 | 809,885,000 | 847,766,000 |
| Allowance for loan losses | 11,133,000 | 11,133,000 | 9,583,000 | 10,666,000 |
| Securities available for sale | 48,114,000 | 48,899,000 | 59,971,000 | 41,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 712,143,000 | 760,656,000 | 799,365,000 | 707,229,000 |
| Interest-bearing deposits | 656,787,000 | 696,432,000 | 729,939,000 | 638,540,000 |
| Noninterest-bearing deposits | 55,356,000 | 64,224,000 | 69,426,000 | 68,689,000 |
| Equity capital | 92,540,000 | 92,114,000 | 91,959,000 | 89,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 15,130,000 | 29,304,000 | 44,401,000 | 59,114,000 |
| Interest expense | 6,846,000 | 13,214,000 | 19,367,000 | 24,959,000 |
| Net interest income | 8,284,000 | 16,090,000 | 25,034,000 | 34,155,000 |
| Noninterest income | 1,430,000 | 4,120,000 | 6,479,000 | 9,683,000 |
| Noninterest expense | 6,963,000 | 13,968,000 | 22,782,000 | 27,367,000 |
| Provision for loan losses | 416,000 | 742,000 | 811,000 | 4,988,000 |
| Pretax income | 2,429,000 | 4,420,000 | 6,163,000 | 4,056,000 |
| Income tax | 824,000 | 1,503,000 | 2,096,000 | 1,103,000 |
| Net income | 1,605,000 | 2,917,000 | 4,067,000 | 2,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,119,000 | 92,054,000 | 89,017,000 | 87,744,000 |
| Total capital | 102,234,000 | 102,602,000 | 99,357,000 | 98,397,000 |
| Risk-weighted assets | 802,806,000 | 842,810,000 | 835,037,000 | 851,399,000 |
Machine access — free, no API key
Every figure shown here about MACHIAS SAVINGS BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.