Call reports 2016
AMERICAN NATION BANK — 2016
What AMERICAN NATION BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 373,756,000 | 376,393,000 | 377,504,000 | 376,177,000 |
| Total loans | 206,525,000 | 209,212,000 | 214,895,000 | 213,536,000 |
| Allowance for loan losses | 3,172,000 | 3,274,000 | 3,330,000 | 3,326,000 |
| Securities available for sale | 134,971,000 | 134,416,000 | 132,361,000 | 126,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,062,000 | 321,119,000 | 316,993,000 | 323,196,000 |
| Interest-bearing deposits | 273,781,000 | 275,028,000 | 267,759,000 | 275,078,000 |
| Noninterest-bearing deposits | 46,281,000 | 46,091,000 | 49,234,000 | 48,118,000 |
| Equity capital | 38,717,000 | 40,193,000 | 41,134,000 | 37,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,775,000 | 7,560,000 | 11,359,000 | 15,023,000 |
| Interest expense | 511,000 | 1,028,000 | 1,572,000 | 2,095,000 |
| Net interest income | 3,264,000 | 6,532,000 | 9,787,000 | 12,928,000 |
| Noninterest income | 657,000 | 1,298,000 | 1,992,000 | 2,730,000 |
| Noninterest expense | 2,232,000 | 4,606,000 | 7,136,000 | 9,832,000 |
| Provision for loan losses | 105,000 | 215,000 | 325,000 | 435,000 |
| Pretax income | 1,584,000 | 3,009,000 | 4,393,000 | 5,476,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,584,000 | 3,009,000 | 4,393,000 | 5,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,052,000 | 37,413,000 | 38,261,000 | 38,000,000 |
| Total capital | 40,143,000 | 40,501,000 | 41,390,000 | 40,946,000 |
| Risk-weighted assets | 247,217,000 | 246,846,000 | 250,089,000 | 235,271,000 |