Call reports 2015
AMERICAN NATION BANK — 2015
What AMERICAN NATION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 365,006,000 | 358,955,000 | 365,705,000 | 364,929,000 |
| Total loans | 188,820,000 | 195,066,000 | 201,742,000 | 201,595,000 |
| Allowance for loan losses | 3,211,000 | 2,690,000 | 2,910,000 | 3,098,000 |
| Securities available for sale | 146,611,000 | 144,530,000 | 134,332,000 | 136,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,737,000 | 308,184,000 | 314,265,000 | 314,073,000 |
| Interest-bearing deposits | 258,044,000 | 258,278,000 | 261,639,000 | 270,143,000 |
| Noninterest-bearing deposits | 55,693,000 | 49,906,000 | 52,626,000 | 43,930,000 |
| Equity capital | 37,315,000 | 35,943,000 | 37,108,000 | 36,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,638,000 | 7,280,000 | 10,941,000 | 14,576,000 |
| Interest expense | 481,000 | 972,000 | 1,483,000 | 2,001,000 |
| Net interest income | 3,157,000 | 6,308,000 | 9,458,000 | 12,575,000 |
| Noninterest income | 682,000 | 1,356,000 | 2,026,000 | 2,631,000 |
| Noninterest expense | 2,091,000 | 4,513,000 | 6,873,000 | 9,324,000 |
| Provision for loan losses | 110,000 | 220,000 | 480,000 | 650,000 |
| Pretax income | 1,711,000 | 3,018,000 | 4,221,000 | 5,331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,711,000 | 3,018,000 | 4,221,000 | 5,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,551,000 | 34,790,000 | 35,474,000 | 35,467,000 |
| Total capital | 37,527,000 | 37,480,000 | 38,384,000 | 38,492,000 |
| Risk-weighted assets | 237,807,000 | 242,164,000 | 248,372,000 | 241,952,000 |