Call reports 2026
MCS BANK — 2026
What MCS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 223,362,000 | 224,698,000 |
| Total loans | 185,330,000 | 185,848,000 |
| Allowance for loan losses | 2,147,000 | 2,230,000 |
| Securities available for sale | 10,313,000 | 10,103,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 189,980,000 | 196,050,000 |
| Interest-bearing deposits | 157,047,000 | 158,798,000 |
| Noninterest-bearing deposits | 32,933,000 | 37,252,000 |
| Equity capital | 25,838,000 | 26,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,962,000 | 6,051,000 |
| Interest expense | 696,000 | 1,397,000 |
| Net interest income | 2,266,000 | 4,654,000 |
| Noninterest income | 569,000 | 1,207,000 |
| Noninterest expense | 2,138,000 | 4,347,000 |
| Provision for loan losses | 153,000 | 232,000 |
| Pretax income | 574,000 | 1,306,000 |
| Income tax | 158,000 | 344,000 |
| Net income | 416,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,703,000 | 26,273,000 |
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